Eugene Botha, Deputy Chief Investment Officer, Momentum InvestmentsMany South Africans, regardless of their income level, are uncertain about whether their retirement savings will be sufficient for a comfortable retirement. Despite regular reminders from experts and...
Personal Financial Planning
Don’t bank on wishful thinking: Practical solutions for a secure retirement
Clive Lazar, Business Development Manager, Just SARetirement is a time that many people may look forward to, envisioning a golden phase of life filled with plenty of relaxation, pursuing interesting hobbies and spending quality time with friends and family. However,...
Financial advisers’ exclusive focus on the quantitative value of retirees’ capital neglect the consideration of socioeconomic factors in the retirement planning process
Francois Riekert, financial adviser, EQ.FIN (a Liberty subsidiary)Retirement planning is a complex process that requires careful consideration of various factors. A recent study to determine the variables that shape the retirement landscape for retirees concluded...
Changing jobs? Don’t cash in your pension funds
Siphamandla Buthelezi, Head of Platforms and Retirement Fund Administration at NMG BenefitsWhether through resignation, retirement or retrenchment, people change jobs all the time. Unfortunately, most of them cash out their pension funds when they do – and it’s one of...
5 Signs you’re living beyond your means and what to do about it
Thopi Mhloli, Product Owner: Savings and Investments, Standard BankLiving beyond your means is a classic money mistake that’s all too easy to make. Whether you’re spending more than your budget allows or not setting aside enough money to cover your bills, when you...
Beating inflation in retirement
Beating inflation in retirement Why guaranteed annuities deserve a place in your financial plan Jaco Pienaar,Business Development Manager, Just SA At the end of March this year, South Africa's headline consumer inflation rose for the second month in a row to 7.1% year...
Maximising retirement income:
How to choose the right investment strategyYour retirement plan should be tailored to your specific circumstancesPlanning for retirement is one of the most important financial endeavours of one's life. It is also a rather complicated one with a great deal of information...
5 critical steps to take now for your dream retirement later
Independence at retirementSaving for retirement means that you do not become dependent on your children or other people when you retire. For your dream retirement, would you not want the freedom to live the life you are currently dreaming of? Having to rely on others...
Trying to make sense of uncertain times
Raphi Rootshtain, Porfolio Manager,Sasfin Wealth Trying to make sense of uncertain times In times of economic hardship, it's important to stay adaptable in order to navigate through tough financial times and find ways to thrive amidst uncertainty.Surviving and thriving:...